bankroll downswing EV variance Tom "TexasTommo" breaks down the truth about Spin & Go variance using SwongSim to demonstrate how different chip EV levels affect results. He explains why players should exclude top multipliers from calculations and shows how the same monthly EV can have vastly different variance profiles depending on stakes and volume. Tom "TexasTommo" demonstrates how variance impacts players differently at different stakes, even with the same expected value. Higher stakes players face much larger downswings despite similar EV to lower stakes players with higher chip EV. Reality Checks for Spin & Go Players Exclude top multipliers from EV calculations as most players will never hit them Long-term results should be viewed in thousands or tens of thousands of games Same monthly EV can have very different variance profiles based on stakes Higher stakes players can experience massive downswings despite being profitable Lower stakes players with good chip EV have much more consistent results EV deals and staking significantly reduce variance and bankroll requirements Bankroll needs vary dramatically based on your specific game parameters A $5 grinder might need 150 buy-ins while a $100 player might need 1,000 buy-ins